Bags vs ready-mix: compare at ~1 yard

Rule: under ~1 yd³ bags usually win; over ~2 yd³ ready-mix usually wins (delivery fee aside). 10×10ft 4in = 35 ft³ ≈ 1.3 yd ≈ 59 × 80-lb bags — enter your local $/bag and $/yd³ to compare.

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